Predatory Lending Is an Exploitative—and Discriminatory—Mortgage Practice. Here’s What to Know

“Perhaps the most important part of the homebuying process—next to actually finding the right home—is securing a mortgage. A home is undoubtedly the largest purchase that most people will make, and they tend not to have hundreds of thousands of dollars lying around to put in a cash offer. A mortgage provides the means for making monthly payments on a home, typically on a 15-year or 30-year plan. Mortgages can also be refinanced, usually to create more favorable terms, or to access the home’s equity…”

-Apartment Therapy